I am the President and Certified Financial Planner of Real Time Health Quotes LLC. I manage the agency's finances, handle the online marketing/websites and recruit agents.

EDUCATION | Bachelor's in Science from Clearwater Christian College; MBA from the University of South Florida, and CFP from the Certified Financial Planner Board of Standards.

HOW TO GET STARTED | Be willing to put in a lot of hard work and long hours when you first start out if you want to succeed. Find others that are successful and learn first hand from them by asking their habits on the phone, copying their schedule, and asking them questions. It will be tough at first, but if you are willing to constantly be learning from someone who has been there before and put in the hours from the outset, then your hard work will pay off for years to come.

MUST HAVE TRAITS | Independent, self-motivated, outgoing, high internal locus of control, and it's important to be a great communicator.

how I got started | I started out as phone sales support for other insurance agents/financial planners, then progressed to starting my own agency with a local CPA whom my partner and I have since bought out. I sold health and life insurance on my own and have since grown to 25-plus agents that sell in six different states and now I manage the agency and recruit new agents.

why this job?| The income potential, the flexibility, and the chance to constantly be learning new things and teaching others new things about personal finance in an online setting, are all things that led me to start this career.

why I love this job!| I love personal finance, I love the Internet, and I love the freedom to make my own schedule. Our agency is unique in that we predominantly meet and help our clients right over the phone and online. I love the technical aspect of working on our websites and showing instant health insurance quotes from many different insurance companies online and being able to help people pick and choose the best company for their personal situation.

my typical day| A typical day involves a lot of time spent in front of my computer communicating with my business partner, my agents and various insurance company representatives via email, IM or phone. When I am not communicating with others, I could be either compiling commission statements to pay our agents or working on our website to generate more traffic or any other number of things that I can all while working form my home office.

what they are | It's easy to become impatient when first starting out as it takes a while to get over the initial "hump" and have enough clients to have more money coming in via commissions, as opposed to going out via spending money on buying leads, advertising, and other marketing costs.

all about growth | The sky is the limit for insurance agents and financial planners that understand how the Internet works. The days of the insurance agent or financial planner that drives all around town, spends all of their money on gas, and attempts to meet with people in their homes is effectively over (and with good reason) as the tide is shifting to the personal financial advisor who can efficiently, professionally, and ethically help clients buy insurance online through their website, viewing quotes online, by calling in over the phone, etc. The demand is high for agents and financial advisors that understand the importance of the Internet to today's financial services providers.

my website| http://www.RealTimeHealthQuotes.com